New (Financial) Year, New You.
Much like my friend who drank two bottles of wine last night because he starts 'Dry July' today and had to 'make the most of it', I snuck in one last indulgence before the dawn of the new financial year. I'd had my eye on this metallic polka dot raincoat for a while - and it was an extra 20% off and so obviously constituted sacrificing my lunch break to walk down and get it. And while I was there, I also accidentally acquired a pair of metallic socks (because so cute and only $12!).
But this morning when I had to empty out my bag to find an extra 15 cents to buy breakfast, I reflected a little on this. Yeah, my overall sparkle has increased and I'm going to look fly AF when it rains, but is it worth me just eating oats for the next six days until my bank account is replenished? Probably, is the answer.
Fiscal frugality and/or responsibility has never really been a strong point of mine, and together with a penchant for all things shiny and new, my wardrobe is huge and the inside of my wallet is the equivalent of a barren wild west scene, complete with tumbleweed.
So it's time for a fresh start - a new financial year calls for new financial resolutions, right? And here's mine.
Identify your actual style.
While the 'invest in classics' adage is one that many swear by, I just can't do it. I'm easily swayed by prints and sparkles and anything furry; right this second, I'm hastily refreshing the PUMA webpage waiting for the restock of Ri's FENTY slides.
Avoiding burning your cash by actually thinking about whether you're buying something because you identify with it, or because you've seen it on your favourite blogger.
Love a more pared back street style? Try this set.
Or try something a little more fun.
Take stock of what you wear currently.
You might think right now that you need another black cami but real talk - you don't.
If you find yourself never actually wearing all those pairs of flares you bought on a whim, hit up eBay and get yourself extra dollars to fund something new - instead of digging into the savings.
But on the flipside - is there something you don't wear because you don't own the thing that you always picture yourself wearing it with? Treat yoself to the platform sneakers to go with that mini dress, the crop top to perfectly match those pants - so you'll actually wear them.
Instead of buying a whole new outfit for every occasion, can you trick something up with a new jacket, new shoes, a new accessory? Sometimes a little something extra - and freshly delivered - is all you need.
Commit to the things you really love.
Love at first sight is real.
That deliciously soft coat or stunning evening dress - if you know you'll get your cost per wear out of it, it's definitely justifiable. And in this case, handing over a few more $$ feels just fine - because true love is priceless.
Look at that bank balance.
It sucks, I know. If you're going to cut back, you can still buy excellent things. Look at mixing more affordable basics + trend driven pieces with those you know you'll hang on to forever.
Just be strategic about your timing and don't overdraw your account just because you can and ASOS is having a sale.
So go forth + shop, guilt free.
Words: Lucy Ahern